Home / Financing
pay over time

Financing Options

Home repairs and upgrades should fit your budget without added stress. We offer flexible financing with clear terms, so you can move forward with confidence.

  • Local since 1985
  • Answered day or night
  • Upfront pricing
A Keep Smiling plumber and a homeowner at her kitchen sink
proud to offer financing

A Home Emergency Should Not Break the Bank

An unexpected plumbing, electrical or HVAC situation is stressful enough, and payment options are usually limited right when you need them most. We are wholeheartedly dedicated to you — which is why we offer a range of financing plans built to fit almost any budget.

Book Service
A homeowner reading upfront pricing on a tablet with a Keep Smiling technician
who we work with

Two Partners, One Conversation

You do not have to go shopping for a lender. Talk to us about financing and we will tell you what our partners are offering right now, and which plan fits the work in front of you.

Available on purchases starting as low as $500, with approved credit.

Call (770)-273-9090
  • Financing partner

    Service Finance

    Plans for repairs and full system replacements.

  • Financing partner

    Chowder

    A second set of plans, for when the first is not the right fit.

how it works

Three Steps, No Guesswork

  1. Book the visit

    A technician comes out, finds what is actually wrong, and gives you the price before any work starts.

  2. Ask about financing

    Your technician walks you through the plans our partners are offering. You can also call the office and ask first.

  3. Apply, then get it fixed

    The application is handled with the lender, with approved credit. Once it clears, we schedule the work.

the details

What to Know Before You Apply

The part nobody reads, in plain words.

Financing is available on purchases starting as low as $500, across plumbing, electrical, heating and cooling — a repair you did not budget for, a water heater, an electrical panel, a generator, or a complete heating and cooling system.

All plans are subject to credit approval. Plan lengths, rates and payment amounts are set by the lender, not by Keep Smiling, and the plans on offer change from time to time.

Not sure which one fits? Ask your technician while they are at the house, or call the office and we will walk you through what is available right now.

A Keep Smiling technician smiling with his arms crossed in front of a customer's home
ready when you are

Let's Get It Fixed

Book the visit, get the price up front, and ask about financing while we are there. No pressure, no math homework.

good to know

Financing, answered.

Service Finance and Chowder. Between them there is a range of plans meant to fit almost any budget, and your technician can tell you which ones are available when you need them.
Financing is available on purchases starting as low as $500.
Plumbing, electrical, heating and cooling work alike — repairs as well as replacements. Water heaters, repipes, panel upgrades, generators and complete systems are the ones people ask about most.
Talk to your technician during the visit, or call us at the office and we will start it with you. All financing is with approved credit.
word gets around

Why people keep calling Keep Smiling.

★★★★★

“Trevor did a good job today, very good at explaining what needs to be fixed. Very friendly and good at his work. I will definitely be using this plumbing service again.”

Tamilore Adeniji · Google review

Rated 4.9 stars across 4,344+ Google reviews by neighbors across Northeast Atlanta. Reviews shown are representative of Keep Smiling’s Google profile.

Write a Review (opens in a new tab)
where we roam

Serving Northeast Atlanta, county to county.

10 counties, 54 cities, one crew that works the same way in all of them. A truck from us is a truck from us wherever you are.

  • AlpharettaFulton County
  • BufordGwinnett County
  • DuluthGwinnett County
  • DunwoodyDeKalb County
  • GainesvilleHall County
  • Johns CreekFulton County
  • LawrencevilleGwinnett County
  • LoganvilleGwinnett & Walton County
  • MonroeWalton County
  • Peachtree CornersGwinnett County
  • SnellvilleGwinnett County
  • SuwaneeGwinnett County

…and 42 more across Barrow, DeKalb, Forsyth, Fulton, Gwinnett, Hall, Jackson, Newton, Rockdale and Walton County.

Ten counties across Northeast Atlanta, and if you’re just past the edge of it, call us anyway.
Open the coverage map in Google Maps

Your turn to keep smiling.

Call or text — answered day or night. Technicians go out until 8pm, seven days a week.

(770) 273-9090